I am not wealthy.
My current financial position is the direct result of the personal and business choices I made, good or bad, right or wrong, during my life.
FYI, I am a healthy, heterosexual well-educated white man, born in urban northeast America of middle-class white-collar Protestant American-born parents who both lived long lives. So, there are no “special circumstances” on which I can blame my lack of wealth or degree of success (not that any would be necessarily valid)..
I take complete and total personal responsibility for my financial and social condition.
If every American felt this way, we would be a lot better off.